Buying the insurance

[Crossbones]

My family and I bought our entire vacation online off the Disney website. I used to never buy the insurance, but now we always do because of a trip we took to Las Vegas around 3 years ago -- we were required to buy the insurance for a rental car and it turned out to be a great thing because someone in a parking lot put a hole in the door.

My wife, the baby and I have all been sick the last week. I don't anticipate us staying sick all the way till Jan. 3rd (when we leave), but just in case does anyone know the policy on the insurance as far as health-related incidents?

[katieclooney]

Originally Posted by Crossbones

My family and I bought our entire vacation online off the Disney website. I used to never buy the insurance, but now we always do because of a trip we took to Las Vegas around 3 years ago -- we were required to buy the insurance for a rental car and it turned out to be a great thing because someone in a parking lot put a hole in the door.

My wife, the baby and I have all been sick the last week. I don't anticipate us staying sick all the way till Jan. 3rd (when we leave), but just in case does anyone know the policy on the insurance as far as health-related incidents?

I have no clue about the insurance. We always get it also in the event something should happen too.

[katieclooney]

Originally Posted by Crossbones

My family and I bought our entire vacation online off the Disney website. I used to never buy the insurance, but now we always do because of a trip we took to Las Vegas around 3 years ago -- we were required to buy the insurance for a rental car and it turned out to be a great thing because someone in a parking lot put a hole in the door.

My wife, the baby and I have all been sick the last week. I don't anticipate us staying sick all the way till Jan. 3rd (when we leave), but just in case does anyone know the policy on the insurance as far as health-related incidents?

From the website when i was getting a price quote....

Vacation Insurance protects you against covered unexpected events. Our vacation insurance policy continues to offer great benefits covering many emergency and unexpected situations prior to and during your vacation. The policy includes the following coverage and benefits, subject to certain exclusions and limitations:

* Trip Cancellation/Interruption (Up to the total cost of your vacation package. This now includes airfare purchased as part of a Walt Disney Travel Company package, through your travel agent, or on your own.)
* Accidental Death & Dismemberment (AD&D) ($25,000)
* Emergency Medical Transportation ($20,000)
* Medical Expenses ($10,000)
* Lost baggage ($2,000)
* Travel Delay ($600)
* 24-hour Travel Assistance via LiveTravel
* Baggage Delay ($500)

[JuniorMickey]

Goodness, that's not exactly decent coverage. $10K for medical expenses? One trip to the emergency room and that's exhausted and then some

[dan82]

haha yeah thats it..no more money left huh??..are there any better programs??? I guess we don't have that many options? do we??